Preventing accidents is easy when you know what to do

To keep you and your family safe

Develop the right attitude about driving. Many auto accidents are a result of attitude and maturity, not skills or knowledge. Make a commitment to yourself to practice a responsible attitude about driving. You're controlling over 3,000 pounds of fast-moving metal, and you owe it to yourself, your passengers and other drivers to drive responsibly.
 To learn about the laws in your state visit the Insurance Institute for Highway Safety.
ALWAYS wear your safety belt. Get into the habit of wearing a safety belt whenever you are in a car, whether as a driver or a passenger - no exceptions.
Drinking and drug use is illegal. Even if you've consumed only one drink or smoked one joint, there is a chemical effect on your brain that can impair judgment and reaction time. Driving under the influence of alcohol, marijuana or other drugs can cost you your license - or your life. Visit Above the Influence for more facts on drug use.
Limit your passengers. The risk of a fatal crash increases with every additional passenger. 
Limit your night driving. The risk of a fatal crash is three times higher at night than in the day for every mile driven. It's better to avoid nighttime driving until you're comfortable driving during the day. Keep it slow and safe. Fast-moving, high volumes of traffic can make you feel uncomfortable, so avoid them.
Train for poor weather conditions. Even when you begin to feel confident driving on dry pavement, it's best to avoid driving in bad weather conditions .
Cell phones are for emergency use only on the road. One of the worst habits anyone can get into is talking on a cell phone while driving. Keep a cell phone with you in the car for emergency situations only. If you have to use a cell phone, pull safely over to the side of the road.
Drive a safe vehicle. If you are thinking of getting your own car, look for one with high safety ratings. Avoid small cars, trucks or sport utility vehicles. Check out federal statistics and consumer report literature to help to evaluate the safety rating of a car or truck. The Insurance Institute for Highway Safety (the people who do the crash tests) offers valuable vehicle and safety test advisories.
Know the road conditions and times for heavier traffic. Try a different way if you know it is best to avoid early morning rush traffic or going home traffic. Maybe take a safer route.